Financing Built Around You

Finance up to 70% of your vehicle value, repay over up to 36 months, with reducing balance from 5.9% or flat rate from 4% per month.

Finance Calculator

Vehicle Price: Ksh 1,500,000

Deposit: 30% (Ksh 450,000)

Repayment Period: 36 months

Monthly Repayment

Ksh 70,961

Total Payment

Ksh 2,554,596

Total Interest

Ksh 1,504,596

Early Settlement

We always allow early settlement — see what you'd owe if you pay off the loan ahead of schedule.

Settle after month: 18 of 36

Ksh 774,133

Reducing balance: you only owe the outstanding balance — settling early genuinely saves interest.

View amortization schedule

Month	Payment	Interest	Principal	Balance
1	Ksh 70,961	Ksh 61,950	Ksh 9,011	Ksh 1,040,989
2	Ksh 70,961	Ksh 61,418	Ksh 9,543	Ksh 1,031,446
3	Ksh 70,961	Ksh 60,855	Ksh 10,106	Ksh 1,021,341
4	Ksh 70,961	Ksh 60,259	Ksh 10,702	Ksh 1,010,639
5	Ksh 70,961	Ksh 59,628	Ksh 11,333	Ksh 999,305
6	Ksh 70,961	Ksh 58,959	Ksh 12,002	Ksh 987,303
7	Ksh 70,961	Ksh 58,251	Ksh 12,710	Ksh 974,593
8	Ksh 70,961	Ksh 57,501	Ksh 13,460	Ksh 961,133
9	Ksh 70,961	Ksh 56,707	Ksh 14,254	Ksh 946,879
10	Ksh 70,961	Ksh 55,866	Ksh 15,095	Ksh 931,784
11	Ksh 70,961	Ksh 54,975	Ksh 15,986	Ksh 915,798
12	Ksh 70,961	Ksh 54,032	Ksh 16,929	Ksh 898,870
13	Ksh 70,961	Ksh 53,033	Ksh 17,928	Ksh 880,942
14	Ksh 70,961	Ksh 51,976	Ksh 18,985	Ksh 861,956
15	Ksh 70,961	Ksh 50,855	Ksh 20,106	Ksh 841,851
16	Ksh 70,961	Ksh 49,669	Ksh 21,292	Ksh 820,559
17	Ksh 70,961	Ksh 48,413	Ksh 22,548	Ksh 798,011
18	Ksh 70,961	Ksh 47,083	Ksh 23,878	Ksh 774,133
19	Ksh 70,961	Ksh 45,674	Ksh 25,287	Ksh 748,845
20	Ksh 70,961	Ksh 44,182	Ksh 26,779	Ksh 722,066
21	Ksh 70,961	Ksh 42,602	Ksh 28,359	Ksh 693,707
22	Ksh 70,961	Ksh 40,929	Ksh 30,032	Ksh 663,675
23	Ksh 70,961	Ksh 39,157	Ksh 31,804	Ksh 631,871
24	Ksh 70,961	Ksh 37,280	Ksh 33,681	Ksh 598,190
25	Ksh 70,961	Ksh 35,293	Ksh 35,668	Ksh 562,522
26	Ksh 70,961	Ksh 33,189	Ksh 37,772	Ksh 524,750
27	Ksh 70,961	Ksh 30,960	Ksh 40,001	Ksh 484,750
28	Ksh 70,961	Ksh 28,600	Ksh 42,361	Ksh 442,389
29	Ksh 70,961	Ksh 26,101	Ksh 44,860	Ksh 397,529
30	Ksh 70,961	Ksh 23,454	Ksh 47,507	Ksh 350,022
31	Ksh 70,961	Ksh 20,651	Ksh 50,310	Ksh 299,712
32	Ksh 70,961	Ksh 17,683	Ksh 53,278	Ksh 246,434
33	Ksh 70,961	Ksh 14,540	Ksh 56,421	Ksh 190,013
34	Ksh 70,961	Ksh 11,211	Ksh 59,750	Ksh 130,263
35	Ksh 70,961	Ksh 7,685	Ksh 63,276	Ksh 66,987
36	Ksh 70,961	Ksh 3,952	Ksh 67,009	Ksh 0

Vehicle Financing

Finance up to 70% of the vehicle value. Flexible repayments up to 36 months. Fast approval, minimal paperwork.

Logbook Loans

Already own a car outright? Use its logbook as collateral to unlock cash while continuing to drive it. Repay comfortably over up to 36 months.

Loan Buy-Off

Currently financing a vehicle elsewhere? Transfer your existing loan balance to Moti Kenya and enjoy better rates and terms.

Start Your Application

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